{"id":79961,"date":"2020-10-16t13:00:48","date_gmt":"2020-10-16t17:00:48","guid":{"rendered":"https:\/\/48e130086c.nxcli.net\/?p=79961"},"modified":"2020-10-26t12:25:41","modified_gmt":"2020-10-26t16:25:41","slug":"how-aggressive-are-accountants-being-with-ppp-forgiveness","status":"publish","type":"post","link":"\/\/www.g005e.com\/2020\/10\/16\/how-aggressive-are-accountants-being-with-ppp-forgiveness\/","title":{"rendered":"ppp client fraud: how much risk is too much?"},"content":{"rendered":"<p><strong><a href=\"https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-79962\" src=\"https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores-424x256.png\" alt=\"bar chart\" width=\"424\" height=\"256\" srcset=\"https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores-424x256.png 424w, https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores-300x181.png 300w, https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores-600x362.png 600w, https:\/\/cpatwpe.s3.amazonaws.com\/cpatrendlines\/wp-content\/uploads\/2020\/10\/leyva_riskscores.png 730w\" sizes=\"auto, (max-width: 424px) 100vw, 424px\" \/><\/a>where do you fall on the risk-tolerance scale?<br \/>\n<\/strong><\/p>\n<h5 style=\"text-align: center;\"><strong><span style=\"color: #0056a6;\">ppp: are the risks worth it?<\/span><br \/>\n<\/strong><em>practice management do\u2019s and don\u2019ts<\/em><br \/>\n<span style=\"text-decoration: underline; color: #00a160;\"><a class=\"external\" style=\"color: #00a160; text-decoration: underline;\" href=\"https:\/\/www.surveymonkey.com\/r\/pppcpat\" target=\"_blank\" rel=\"noopener noreferrer\">join the survey. get the results.<\/a><\/span><\/h5>\n<p><em>by sandi leyva<\/em><\/p>\n<p>how aggressive should you be when advising clients on paycheck protection program (ppp) forgiveness?<\/p>\n<p><strong>more: <\/strong><a href=\"\/\/www.g005e.com\/2020\/10\/12\/more-than-1-in-5-accountants-are-not-charging-for-ppp-services\/\">survey: who\u2019s not billing for ppp services?<\/a>\u00a0| <a href=\"\/\/www.g005e.com\/2020\/09\/28\/problems-in-ppp-fake-employees-fake-businesses-and-lavish-spending-mar-the-covid-relief-program\/\">ppp traps: 1 in 5 accountants report shady dealings<\/a> |\u00a0<a href=\"\/\/www.g005e.com\/2020\/09\/15\/add-these-money-making-rituals-to-your-work-day\/\">add these money-making rituals to your work day<\/a> | <a href=\"\/\/www.g005e.com\/2020\/09\/09\/3-ways-to-opt-out-of-any-downturn\/\">3 ways to opt out of any downturn<\/a><\/p>\n<blockquote><p><strong><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-49700\" src=\"https:\/\/4f2bur4nuye2cgakm2rm61qk-wpengine.netdna-ssl.com\/wp-content\/uploads\/2016\/08\/yellow_key_clip_art-e1375897299811-36p-hi-1-e1470686574894.jpg\" alt=\"goprocpa.com\" width=\"39\" height=\"16\" \/><\/strong>exclusively for pro members.\u00a0<a href=\"\/\/www.g005e.com\/wp-login.php?redirect_to=\/\/www.g005e.com\/2020\/10\/12\/more-than-1-in-5-accountants-are-not-charging-for-ppp-services\/\">log in here<\/a>\u00a0or\u00a0<a class=\"external\" href=\"http:\/\/goprocpa.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">2022世界杯足球排名 today<\/a>.<\/p><\/blockquote>\n<p>while any risk stance should always be the decision of the clients, we asked this question in a recent joint accountant\u2019s accelerator \/ 卡塔尔世界杯常规比赛时间 ppp survey: on average, across all of your clients, how aggressive of a stance are you taking with ppp forgiveness?<\/p>\n<p>we asked 600+ survey respondents to choose a number between zero and 100 where zero is conservative or extremely risk-avoidant and 100 is aggressive or extremely risk-tolerant. the mean was 42, or slightly more conservative than aggressive.<br \/>\n<!--more--><br \/>\nafter plotting a histogram of the results, you can see that the mode is very much in the middle of the road. in this chart, the x-axis displays the respondent\u2019s risk value from zero to 100 in buckets of 15. the y-axis shows the number of participants with values falling into those buckets.<\/p>\n<p>there are far more extremely risk-averse scores than there are extremely aggressive scores. this is likely because of the severe penalties, including jail time, outlined by the ppp legislation and the sba.<\/p>\n<p>it could also be because there is so much ppp fraud that accountants are advising their clients to be a little more careful with their applications.<\/p>\n<p>are you consulting with clients on ppp forgiveness?\u00a0 if so, we would love to read your comments about your ppp forgiveness experiences below.<\/p>\n<p style=\"text-align: center;\"><strong>or, join the survey:<\/strong><\/p>\n<h5 style=\"text-align: center;\"><strong><span style=\"color: #0056a6;\">ppp: are the risks worth it?<\/span><br \/>\n<\/strong><em>practice management do\u2019s and don\u2019ts<\/em><br \/>\n<span style=\"text-decoration: underline; color: #00a160;\"><a class=\"external\" style=\"color: #00a160; text-decoration: underline;\" href=\"https:\/\/www.surveymonkey.com\/r\/pppcpat\" target=\"_blank\" rel=\"noopener noreferrer\">join the survey. get the results.<\/a><\/span><\/h5>\n","protected":false},"excerpt":{"rendered":"<p><strong>where do you fall on the risk-management scale?<\/strong><br \/>\n<em>by sandi leyva<\/em><\/p>\n<h5 style=\"text-align: center;\"><strong><span style=\"color: #0056a6;\">ppp: are the risks worth it?<\/span><br \/>\n<\/strong><em>practice management do\u2019s and don\u2019ts<\/em><br \/>\n<span style=\"text-decoration: underline; color: #00a160;\"><a class=\"external\" style=\"color: #00a160; text-decoration: underline;\" href=\"https:\/\/www.surveymonkey.com\/r\/pppcpat\" target=\"_blank\" rel=\"noopener noreferrer\">join the survey. get the results.<\/a><\/span><\/h5>\n<p>.<\/p>\n","protected":false},"author":1345,"featured_media":53032,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[1363,5,3120,3002,11,2295],"tags":[3084,3085],"class_list":["post-79961","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured","category-outlook","category-pro-member-exclusive","category-special","category-research","category-solo","tag-coronavirus","tag-covid-19"],"acf":[],"yoast_head":"<!-- this site is 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