{"id":11566,"date":"2011-02-15t11:31:08","date_gmt":"2011-02-15t15:31:08","guid":{"rendered":"https:\/\/48e130086c.nxcli.net\/?p=11566"},"modified":"2015-10-23t03:22:09","modified_gmt":"2015-10-23t07:22:09","slug":"are-refund-anticipation-loans-dead","status":"publish","type":"post","link":"\/\/www.g005e.com\/2011\/02\/15\/are-refund-anticipation-loans-dead\/","title":{"rendered":"are refund anticipation loans dead?"},"content":{"rendered":"<p><strong>&#8220;last nail in the coffin.&#8221;<\/strong><\/p>\n<p><em>via <a href=\"http:\/\/www.consumeraffairs.com\" target=\"_blank\">consumeraffairs.com<\/a><\/em><\/p>\n<p>the federal deposit insurance corporation has notified republic bank &amp; trust of kentucky that the bank&#8217;s high cost refund anticipation loans are &#8220;unsafe and unsound,&#8221; effectively cutting off jackson hewitt and liberty tax, the second and third largest tax preparation chains in the country.<\/p>\n<p>the fdic&#8217;s action follows a similar action by the office of comptroller of currency, which issued a regulatory directive on christmas eve against hsbc (h&amp;r block&#8217;s ral partner bank) prohibiting that bank from making rals.<\/p>\n<p>&#8220;this may be the last nail in the coffin for rals,&#8221; said adam rust, research director for community reinvestment association of north carolina. &#8220;if so, we will be glad to see the death of these high cost, high risk loans.&#8221;<\/p>\n<p> <a href=\"\/\/www.g005e.com\/2011\/02\/15\/are-refund-anticipation-loans-dead\/#more-11566\" class=\"more-link\">read more &rarr;<\/a><\/p>\n<div class='shareinpost'><ul class=\"socialwrap row\"><li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/www.facebook.com'  href='http:\/\/www.facebook.com\/sharer.php?u=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;t=are+refund+anticipation+loans+dead%3f'  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='facebook'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-300px 0px'   \/> <span class=\"head\">like this on facebook<\/span><\/a><\/li><li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/www.linkedin.com\/'  href='http:\/\/www.linkedin.com\/sharearticle?mini=true&amp;url=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;title=are+refund+anticipation+loans+dead%3f&amp;summary=%22last+nail+in+the+coffin.%22%0d%0a%0d%0avia+consumeraffairs.com%0d%0a%0d%0athe+federal+deposit+insurance+corporation+has+notified+republic+bank+%26amp%3b+trust+of+kentucky+that+the+bank%27s+high+cost+refund+anticipation+loans+are+%22unsafe+and+unsound%2c%22+effectively+cutting+off+jackson+hewitt+and+liberty+tax%2c+the+second+and+third+largest+tax+pre'  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='linkedin'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-850px 0px'   \/> <span class=\"head\">share on linkedin<\/span><\/a><\/li><li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/twitter.com\/'  href=\"http:\/\/twitter.com\/share?url=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;text=%23cpa+link%3a++-+ via+%40cpa_trendlines\"  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='twitter'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-1625px 0px'   \/> <span class=\"head\">tweet this item<\/span><\/a><\/li><li class=\"icon_text\"><a rel=\"_self\" href=\"mailto:?subject=cpa%20trendlines%20:%20are%20refund%20anticipation%20loans%20dead?&amp;body=here's%20something%20worth%20seeing%20from%20\/\/www.g005e.com...\r\n\r\n\r\n\r\n%20%20\/\/www.g005e.com\/2011\/02\/15\/are-refund-anticipation-loans-dead\/\" title=\"email this: are refund anticipation loans dead? \"><img loading=\"lazy\" decoding=\"async\" src=\"\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif\" height=\"24\"  width=\"24\" style=\"background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-275px 0px\" class=\"image-24\"  alt=\"email\" \/> <span class=\"head\">email this<\/span><\/a><\/li><\/ul><div class=\"clean\"><\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p><strong>&#8220;last nail in the coffin.&#8221;<\/strong><\/p>\n<p><em>via <a href=\"http:\/\/www.consumeraffairs.com\" target=\"_blank\">consumeraffairs.com<\/a><\/em><\/p>\n<p>the federal deposit insurance corporation has notified republic bank &amp; trust of kentucky that the bank&#8217;s high cost refund anticipation loans are &#8220;unsafe and unsound,&#8221; effectively cutting off jackson hewitt and liberty tax, the second and third largest tax preparation chains in the country.<\/p>\n<p>the fdic&#8217;s action follows a similar action by the office of comptroller of currency, which issued a regulatory directive on christmas eve against hsbc (h&amp;r block&#8217;s ral partner bank) prohibiting that bank from making rals.<\/p>\n<p>&#8220;this may be the last nail in the coffin for rals,&#8221; said adam rust, research director for community reinvestment association of north carolina. &#8220;if so, we will be glad to see the death of these high cost, high risk loans.&#8221;<\/p>\n<p> <a href=\"\/\/www.g005e.com\/2011\/02\/15\/are-refund-anticipation-loans-dead\/#more-11566\" class=\"more-link\">read more &rarr;<\/a><\/p>\n<div class='shareinpost'>\n<ul class=\"socialwrap row\">\n<li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/www.facebook.com'  href='http:\/\/www.facebook.com\/sharer.php?u=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;t=are+refund+anticipation+loans+dead%3f'  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='facebook'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-300px 0px'   \/> <span class=\"head\">like this on facebook<\/span><\/a><\/li>\n<li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/www.linkedin.com\/'  href='http:\/\/www.linkedin.com\/sharearticle?mini=true&amp;url=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;title=are+refund+anticipation+loans+dead%3f&amp;summary=%22last+nail+in+the+coffin.%22%0d%0a%0d%0avia+consumeraffairs.com%0d%0a%0d%0athe+federal+deposit+insurance+corporation+has+notified+republic+bank+%26amp%3b+trust+of+kentucky+that+the+bank%27s+high+cost+refund+anticipation+loans+are+%22unsafe+and+unsound%2c%22+effectively+cutting+off+jackson+hewitt+and+liberty+tax%2c+the+second+and+third+largest+tax+pre'  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='linkedin'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-850px 0px'   \/> <span class=\"head\">share on linkedin<\/span><\/a><\/li>\n<li class=\"icon_text\"><a  rel='nofollow'  target='_blank'  title='https:\/\/twitter.com\/'  href=\"http:\/\/twitter.com\/share?url=https%3a%2f%2fwww.g005e.com%2f2011%2f02%2f15%2fare-refund-anticipation-loans-dead%2f&amp;text=%23cpa+link%3a++-+ via+%40cpa_trendlines\"  ><img  src='\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/images\/blank.gif'  height='24' width='24'  class='image-24' alt='twitter'  style='background: transparent url(\/\/www.g005e.com\/wp-content\/plugins\/share-and-follow\/default\/24\/sprite-feb-24.png) no-repeat;padding:0;margin:0;height:24px;width:24px;background-position:-1625px 0px'   \/> <span class=\"head\">tweet this item<\/span><\/a><\/li>\n<li class=\"icon_text\"><a rel=\"_self\" href=\"mailto:?subject=cpa%20trendlines%20:%20are%20refund%20anticipation%20loans%20dead?&amp;body=here's%20something%20worth%20seeing%20from%20\/\/www.g005e.com...\n\n\n\n%20%20\/\/www.g005e.com\/2011\/02\/15\/are-refund-anticipation-loans-dead\/\" title=\"email this: are refund anticipation loans dead? 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